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Service Charges
Sr.No. Particulars Saving Type Saving and Current Accounts
1 Core Banking / Intersol Saving Cash Transactions upto Rs. 100000- free per day(Clubbed limit) above Rs.100000 Rs.2 per thousand Maximum Rs.1000
    Current Cash Transactions Up to Rs.200000 Free. Above Rs.200000 (Clubbed limit) Rs.2 per thousand. Maximum Rs.2000
2 Cheque Book All Saving Accounts First 40 cheque leaves free in each financial year and Rs.2.50 per cheque leaf thereafter
   
All Current / Cash Credit / Overdraft accounts
Rs. 2.50 per cheque leaf
3 a. Demand Draft (IDBI Bank, HDFC Bank, ICICI Bank, AXIS Bank) Saving & Current Rs.1 to Rs.5000 = Rs.20 Rs.5001 to Rs.10000 = Rs.30 Above Rs.10000 above Rs.2.50 per thousand Maximum Rs.10000
  b. Demand Draft ( Bank of Maharashtra)) Saving & Current Rs.1 to Rs.2500 = Rs.10 Above Rs.2500 =Commission Rs.2 per thousand Maximum Rs.3000
4 Payslip Saving & Current Rs.1 to Rs.1000 = Rs.20 Above Rs.1000 = Rs2.50 per thousand Maxi.Commi.Rs.3000
5 Duplicate DD/ PO Saving & Current Rs.25 per instrument
6 Revalidation DD/ PO Saving & Current Rs.25 per instrument
7 Canation DD/PO Saving & Current Rs.25 per instrument
8 RTGS Saving & Current Up to Rs.2.00 lac Free Rs. 2.00 lakh to Rs. 5.00 lakh Rs.25 Above Rs.5.00 lakh Rs.50
9 NEFT Saving & Current Upto Rs. 1.00 lakh- Rs.5 Rs. 1.00 lakh to Rs. 2.00 lakhs - Rs. 15 Above Rs. 2.00 lakh - Rs. 25
10 ATM Card Saving & Current Free
11 Visa Debit Card Saving & Current Debit Card Issuance Free & Annual fee Rs.50 on card basis.
12 a. OBC (For the cities where Cosmos Bank is having branches) Saving & Current As per revised circular of accounts
  b. OBC (For the cities where Cosmos Bank is NOT having branches) Saving & Current As per revised circular of accounts
13 No due certificate Saving & Current Free
14 Cheque Return outward Saving & Current NIL
15 Cheque Return Inward Saving & Current up to Rs.10000 - Rs.100 above Rs.10000- Rs.100+ Rs.1.50 per thousand
16 Account Closure within 1 year Saving Rs.100
    Current Rs.200
17 Minimum Balance Saving Account Rs. 1000/- Quarterly Penalty for non-maintenance of minimum Balance Rs. 100
    Current Account Rs. 2500/- Quarterly Penalty for non-maintenance of minimum Balance Rs. 300
I)Charges to be paid by the customer for all categories of loan products

A) Commecial loans :-
Sr.No. Particulars Charges to be paid
1 Process Charges & Agreement charges Process fee and Agreement fee together will be applicable @ 0.50% of loan demand. Maximum cap - Rs.10,00,000/- Upto Rs.1.00 CRs.Rs.10,000/- Above Rs.1.00 CRs.Rs.25,000/- (It is a part of process fee and it is non refundable)
2 Membership fees:
N.M entrance fee
Nominal Member fees
Member entrance fee
Rs.100/-
Rs.100/- p.a
Rs.200/- p.a
3 Visit Fee:
Upto Rs.1.00 Lacs
Rs.1.00 to Rs.5.00 lacs
Rs.5.00 lacs & above

Rs.100/-
Rs.Above Rs.1.00 lacs to Rs.25.00 lacs - Rs.500 /-
Rs.Above Rs.25.00 lacs - Rs.1000/-
4 Share Money 1% of loan amount sanction, upto Rs.1.00 lacs in shares & remaining in share link deposit.
5 Stamp Duty Applicable as per Govt.rules and regulation.
6 Foreclosure charges on the outstanding loan amount, if loan is taken over by other bank. a) If the loan account is closed within 12 months from the date of loan disbursement - 3%
b) If the account is foreclosed after 12 months but before 24 months from the date of loan disbursement - 2 %
c) If loan is foreclosed after 24 months from the date of loan disbursement – 1%